Landlord Accountants

Landlord Accountants

Your rental income tax, handled properly.

Most landlords end up doing their own self-assessment — until a bill arrives that could have been smaller, or a deadline passes that should not have. Joey handles rental income, capital gains, and everything in between on a fixed fee scoped to your portfolio. Xero Certified. Same-day replies.

  • Know your tax bill months before January, not days before
  • Section 24 mortgage interest restrictions applied correctly every year
  • Capital gains tax on property disposals calculated before you exchange
  • Less HMRC correspondence landing on your desk unannounced

No long-term contract. If it is not working after three months, you leave with clean records and nothing owed.

Top rated on Google

★★★★★

Get a free quote

Fixed pricing. Same-day reply.

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What our clients say

Verified Google Review

★★★★★

Saved Money on Self Assessment

“Joey was super helpful, took care of everything and saved me money on my Self Assessment. Communicated everything throughout.”

Aaron Swindley

Verified Google Review

★★★★★

Vast Knowledge, Very Good Job

“Joey has been extremely helpful and uses his vast knowledge to do a very good job. I would highly recommend him.”

Lewis Edwards

Verified Google Review

★★★★★

Helped Massively With Tax Returns

“Great company that have helped me out massively with my tax and VAT returns.”

Ollie Parker

Verified Google Review

★★★★★

Professional and Efficient Every Time

“Joey always delivers a professional and efficient service. Highly recommend to everyone!”

Isobel McMinn

Sound familiar?

Still filing your own self-assessment the night before it is due?

Most landlords manage their own tax returns until the portfolio grows — at which point the numbers get complicated and the stakes go up. Section 24 restrictions, capital gains on disposals, wear-and-tear calculations, multiple properties on one return. It adds up. And doing it yourself after a full day’s work is not the most reliable arrangement.

  • January deadline creeping up with no idea what you actually owe
  • Section 24 mortgage interest relief calculated incorrectly, or not at all
  • Capital gains exposure on a property sale you did not plan for in advance

What sorted looks like

Rental income, allowable expenses, and capital gains handled by someone who works with property clients regularly. Your figures are accurate, filed on time, and explained in plain English — not left to decipher from HMRC guidance at midnight.

  • Your tax position confirmed well before the January deadline
  • Section 24 restrictions applied correctly, with a clear figure for what you actually owe
  • CGT liability on any disposal worked out before you commit, not after
  • Fixed fee agreed in writing before any work starts — no surprises later
Client results

What landlords and property clients say

A small selection of verified Google reviews from clients who wanted accurate tax returns, straightforward advice, and an accountant they could actually reach.

★★★★★

Joey was super helpful, took care of everything and saved me money on my Self Assessment. Communicated everything throughout. I will be using his services again. Would definitely recommend.

A
Aaron Swindley
Verified Google Review
★★★★★

Always on hand to answer any questions throughout.

M
Mark Pugh-Bevan
Verified Google Review
What you get

Everything a landlord’s accounts need

From annual self-assessment to capital gains advice and Making Tax Digital compliance — scoped to the size and complexity of your portfolio, with a fixed fee before any work starts.

01

Self-Assessment for Rental Income

Rental income from buy-to-let properties, furnished holiday lettings, or Airbnb reported correctly and filed on time. Allowable expenses, wear-and-tear, and the Section 24 mortgage interest restriction all handled — so your liability is accurate, not estimated. Filed well before January so you know where you stand.

Included as standard
02

Capital Gains Tax on Property

If you are selling a property, the CGT calculation needs to be right before you exchange — not after the money has moved. Allowable costs, private residence relief where it applies, and the 60-day reporting obligation to HMRC all factored in. No surprises at the point you least need them.

Included as standard
03

Making Tax Digital Compliance

MTD for Income Tax is coming for landlords and self-employed individuals with qualifying income. Quarterly digital submissions, Xero set up for property income, and a clear explanation of what changes and when — so you are not left scrambling when the deadline lands.

Planned and managed
What clients say

Consistent across every type of client

From sole traders and contractors to landlords and small limited companies — the same direct service, the same fixed fee, the same person on the end of the phone.

★★★★★

Made a Real Difference on Tax Returns

“Great company that have helped me out massively with my tax and VAT returns.”

Ollie Parker
Verified Google Review
★★★★★

Professional and Efficient Every Single Time

“Joey always delivers a professional and efficient service. Highly recommend to everyone!”

Isobel McMinn
Verified Google Review
★★★★★

Extremely Helpful With Vast Knowledge

“Joey has been extremely helpful and uses his vast knowledge to do a very good job. I would highly recommend him.”

Lewis Edwards
Verified Google Review
Why JD Accountancy

What makes the difference for landlords

Anyone can file a self-assessment. Fewer accountants will pick up the phone at 6pm when you have just had an offer accepted on a second property and need to know what the tax looks like.

🏠

No explaining property from scratch

Buy-to-let, furnished holiday lettings, Airbnb income, portfolio structures — you will not need to spend the first twenty minutes of every call bringing your accountant up to speed. Joey works with property clients regularly and already understands how the income, expenses, and CGT calculations fit together.

Getting started

Up and running in four steps

Switching accountants is usually the part people put off. It takes less effort than most landlords expect, and we handle the transition.

1

Free initial chat

Get in touch by phone, WhatsApp, or email. We will talk through your portfolio — how many properties, what type of income, whether you have sold anything recently, and whether MTD is on the horizon for you. No pressure, no obligation.

2

Fixed quote in writing

After the call you will receive a fixed fee scoped to the size and complexity of your portfolio. That covers everything discussed — self-assessment, CGT where relevant, and MTD compliance if it applies. No hourly billing, no scope creep.

3

We handle the switch

Your previous accountant is contacted, records are brought across, HMRC authorisations are updated, and Xero is set up for your property income. You sign one form. We do the rest.

4

Direct access, every year

Returns filed well before the deadline, tax liability confirmed early enough to plan around it, and direct access to Joey by phone or WhatsApp throughout the year. No waiting on hold, no ticket queue, no junior who has not read the file.

~25 Clients nationwide
2022 Year established
5.0 Google rating
Fixed Fee structure

“Always on hand to answer any questions throughout.”

Mark Pugh-Bevan — Verified Google Review

Questions

Things landlords usually ask first

Do you understand Section 24 and how it affects my tax bill?+

Yes — the mortgage interest restriction under Section 24 is one of the most common issues that catches buy-to-let landlords off guard. Tax relief on mortgage interest is now capped at the basic rate regardless of your income tax band, which significantly changes the liability calculation for higher-rate taxpayers. That is factored into your self-assessment correctly every year, not estimated or overlooked.

What does it actually cost for a landlord self-assessment?+

Fees are fixed and scoped to your portfolio — number of properties, type of income (BTL, holiday let, Airbnb), whether there have been any disposals in the year, and whether Making Tax Digital applies to you. You will receive a fixed figure in writing before any work starts. There is no hourly billing and no charge for questions during the year.

My books are in a bit of a state — can you still take me on?+

Most new clients arrive with records in some degree of disarray. Catch-up work is scoped and priced separately before we start, so you know what it will cost to get everything current. Once it is sorted, the ongoing work is straightforward. We have yet to encounter a set of landlord records that was beyond bringing into order.

Is there a minimum term or lock-in contract?+

No. There is no long-term contract. If it is not working after three months, you leave with clean records, all your documents, and nothing owed beyond the work completed. We would rather you stay because the service is worth it than because the paperwork makes leaving complicated.

I am considering selling a property — when should I get you involved?+

Before you exchange, ideally. Once contracts are exchanged the CGT liability is largely fixed, but there are reliefs, allowable costs, and annual exemption considerations that can only be structured properly before that point. The 60-day reporting and payment window to HMRC after completion is also easy to miss if no one has flagged it in advance.

How does Making Tax Digital affect me as a landlord?+

MTD for Income Tax Self Assessment will apply to landlords and self-employed individuals with combined qualifying income above the threshold. Quarterly digital submissions to HMRC will replace the annual return. Xero can be set up to capture your property income throughout the year, making the quarterly submissions straightforward and the year-end figure accurate well before the final deadline.

Ready when you are

Less tax admin on your plate, more clarity on what you owe.

Fixed-fee accounting for landlords, handled directly by Joey. Self-assessment, capital gains, and MTD — sorted before the deadlines, not after. No long-term contract.

Tax bill confirmed well before January Capital gains advice before you commit to a sale Direct access to your accountant, year-round
Get my fixed quote
Fixed fee, in writing Xero Certified Advisor Same-day replies No long-term contract