Terms and Conditions
These terms govern your use of the JD Accountancy website at jdaccountancy.com. They also cover initial and preliminary enquiries made through the site. Any actual professional services — including accounting, tax, bookkeeping, and payroll — are governed by a separate Engagement Letter agreed with you individually at the point of onboarding, not by these terms.
About these terms
JD Accountancy is a trading name operated by Joey Davies, a sole trader based at Dalton House, 35 Chester Street, Wrexham, LL13 8AH. These terms apply to anyone who uses this website, whether to browse, make an enquiry, or learn about the services offered. They set out the basis on which you may use the site and the obligations that apply to both parties during any preliminary contact. They do not constitute a contract for professional services. The Engagement Letter, agreed separately at onboarding, is the document that governs any actual accountancy, tax, or bookkeeping work JD Accountancy carries out for you.
How we work with clients
Before JD Accountancy carries out any professional work for you — whether that is preparing a self-assessment return, handling your limited company accounts, running payroll, or anything else — both parties will agree and sign an Engagement Letter. That letter sets out the exact scope of work, the agreed fee, each party’s obligations, how either party can end the arrangement, and the liability position for the specific engagement. These website terms sit alongside that process but do not replace it. Where anything in these website terms conflicts with a signed Engagement Letter, the Engagement Letter takes precedence for that client relationship.
Using this website
Please read these rules before using the site — they are straightforward and apply to all visitors.
Permitted use
You may browse the website for personal or business information purposes. You are not permitted to scrape, copy, or reproduce site content for commercial redistribution, to reverse-engineer any part of the site’s technology, or to use automated tools to extract data from the site without prior written permission from JD Accountancy.
User conduct
You agree not to use this website for any unlawful purpose, to attempt to gain unauthorised access to any part of the site or its infrastructure, to transmit any harmful or fraudulent content through enquiry forms, or to harass, impersonate, or deceive JD Accountancy or any other person in connection with use of the site.
Enquiry and form integrity
When submitting an enquiry through any contact or quote form on this site, you agree to provide accurate information about yourself and your circumstances. Providing false or misleading details in an enquiry form may affect JD Accountancy’s ability to assist you and could, in some circumstances, give rise to legal liability on your part.
Reliance on website content
The content published on this website is general guidance only. It is not tailored advice for your specific circumstances. You should not act on anything you read here without first taking advice specific to your situation. If you need advice, the right route is to engage JD Accountancy formally through an Engagement Letter.
Intellectual property
All content on this website — including text, images, the JD Accountancy logo, page layouts, and any downloadable resources — is owned by JD Accountancy or is used under licence. You are welcome to read, share links to, or reference this content for non-commercial purposes, provided you attribute the source clearly. You may not reproduce, republish, or redistribute any material from this site for commercial purposes without prior written permission. The JD Accountancy name and logo are not to be used in any context without written authorisation from Joey Davies.
Our professional obligations
Accountancy is a regulated profession in the UK. The obligations below apply regardless of whether a formal engagement exists and cannot be varied by agreement.
Anti-money laundering checks
JD Accountancy is subject to the Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017. Before taking on any new client, we are required by law to verify your identity and address (know your customer checks). In some circumstances, enhanced due diligence is also required. If satisfactory evidence of identity cannot be obtained, JD Accountancy is obliged to decline or withdraw from the engagement. This is a legal requirement, not a matter of discretion.
Record retention
Under MLR 2017 and HMRC record-keeping rules, JD Accountancy is required to retain client records for a minimum of five years after an engagement ends, and in many cases six or seven years. The full retention policy is set out in our Privacy Policy, available on this website.
Suspicious activity reporting
JD Accountancy has a legal duty to report suspected money laundering or terrorist financing to the National Crime Agency via a Suspicious Activity Report (SAR). This duty overrides the firm’s general duty of client confidentiality. If a SAR is filed, we are legally prohibited from disclosing this fact to the subject of the report — doing so would constitute a tipping-off offence under the Proceeds of Crime Act 2002. This is not something JD Accountancy has any discretion to vary.
Professional regulation
JD Accountancy operates in accordance with the code of ethics applicable to its relevant UK accountancy professional body. That code of ethics takes precedence over anything in these website terms or any Engagement Letter where the two are inconsistent. Acting in compliance with professional obligations is not negotiable and cannot be waived by client agreement.
Limitation of liability
This section concerns liability arising from use of this website only. Liability for professional services is a separate matter governed by your Engagement Letter.
Any claim arising from professional accountancy or tax services provided by JD Accountancy — including errors, omissions, or delays in that work — is governed entirely by the terms of the signed Engagement Letter for that engagement, not by these website terms. The following applies only to use of this website.
Things we do not limit
Nothing in these terms limits or excludes JD Accountancy’s liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot be excluded or limited under applicable UK law. Consumer statutory rights are not affected.
Website-related liability
This website is provided as a general information resource. JD Accountancy does not guarantee that the site will be available at all times or that it will be free from errors. No liability is accepted for any loss or damage arising from reliance on the content of this website where no formal engagement exists, from interruption to the availability of the site, or from third-party content linked from the site.
Professional services liability
Liability for professional services work is addressed in the Engagement Letter applicable to your engagement, which will specify the basis and extent of any cap. Professional indemnity insurance is held in line with the requirements of the relevant UK accountancy professional body. The specific terms, including any financial cap, are set out in your signed Engagement Letter and should be reviewed carefully before instruction.
Your responsibilities to us
JD Accountancy relies entirely on the information you provide when carrying out professional work. You are responsible for ensuring that everything you supply — financial records, personal details, business information, or other documents — is accurate, complete, and provided in good time. If incomplete or inaccurate information leads to additional work, HMRC penalties, or loss, responsibility for that outcome rests with the person who provided the information. You agree to compensate JD Accountancy for any losses, costs, or claims it incurs as a direct result of information you have supplied that was misleading, incomplete, or incorrect. This is a reasonable and standard allocation of responsibility, not an attempt to shift fault unfairly.
Ending these terms
You may stop using this website at any time. JD Accountancy may suspend or restrict access to this website for any visitor who breaches these terms. Termination of your use of this website does not affect any active Engagement Letter, which has its own separate termination provisions. Obligations that survive termination by their nature — including intellectual property protections, anti-money laundering record-keeping duties, and any indemnity obligations that have already arisen — continue to apply after use of the website ends.
Law and jurisdiction
These terms are governed by the laws of England and Wales. Any dispute arising from these terms or from use of this website will be subject to the exclusive jurisdiction of the courts of England and Wales. If you are a consumer, this does not affect any statutory rights you have under UK consumer protection law.
Complaints
If you have a complaint about JD Accountancy or the service you have received, please put it in writing and send it to accounts@jdaccountancy.com. We will acknowledge your complaint promptly and aim to provide a full response within 14 working days. If you are not satisfied with the outcome, you have the right to escalate the matter to the relevant UK accountancy professional body with which JD Accountancy is registered. Details of that body and its complaints process will be provided on request. Your statutory rights as a consumer are not affected by this process.
Changes to these terms
JD Accountancy may update these terms from time to time. The last reviewed date at the top of this page will reflect any changes. Where a change affects the terms of an existing client engagement, we will communicate that through the Engagement Letter process rather than by website update alone. Continued use of this website after any update indicates acceptance of the revised terms.
How to contact us
All formal and legal correspondence should be directed in writing.
For general enquiries, use the contact details on our contact page. For anything relating specifically to these terms — including a formal legal notice — please write to us by email or by post at the address below, marking your correspondence clearly.
- Legal queries
- accounts@jdaccountancy.com — We aim to respond to formal correspondence within 5 working days
- Firm
- JD Accountancy
- Registered address
- Dalton House, 35 Chester Street, Wrexham, LL13 8AH
- Companies House
- N/A — sole trader
- Professional body
- Relevant UK accountancy professional body
- Jurisdiction
- England and Wales