Legal

Disclaimer

This disclaimer applies to all content published by JD Accountancy on jdaccountancy.com, including website pages, blog articles, guides, downloadable resources, and any calculators or tools. It should be read alongside our Privacy Policy and Terms and Conditions, which together set out how we operate and what you can reasonably expect from us.

Last reviewed: 12 May 2026

What this disclaimer covers

JD Accountancy is a sole trader accounting practice trading under the name JD Accountancy, based at Dalton House, 35 Chester Street, Wrexham, LL13 8AH. This disclaimer applies to everything we publish — website pages, blog posts, how-to guides, downloadable PDFs, online tools, and any content shared on social media. It should be read alongside our Privacy Policy and Terms and Conditions. Where those documents conflict with this one, the more specific document applies.

Information, not advice

Important

Everything published on this website is general information intended for UK businesses and individuals. It is written to help you understand accounting and tax concepts, not to give you advice on your specific situation. Your tax position, business structure, trading history, HMRC correspondence, and personal circumstances all affect what the right course of action is for you — and none of that context is available to us when we write a guide or publish a blog article. Any decision you make based solely on content found on this website is made on your own account. If you need advice you can rely on for your specific situation, the right step is to engage us — or another qualified accountant — formally.

Accuracy and currency

Content is checked at the time of writing, but tax law changes — sometimes quickly.

Accurate at time of publishing

Every article and guide on this site is researched and reviewed before it goes live. At the point of publication, we aim for the content to reflect current HMRC rates, filing deadlines, and legislative requirements. However, we cannot guarantee that older content has been updated to reflect changes made after its original publication date.

Tax law changes

UK tax law is updated at least once a year through the Budget, and sometimes more frequently through Autumn Statements, Finance Acts, and HMRC statutory instruments. Rates, thresholds, and reliefs that were accurate when an article was written — particularly around VAT, Corporation Tax, and Income Tax — can become outdated within months.

We don’t promise updates

We do not guarantee that all published content will be updated promptly when the law changes. Articles that are more than 12 months old should be treated with particular caution. Always check the publication or last-updated date shown on a page, and verify current figures directly with HMRC or by speaking to us.

Verify before acting

Before making any decision that involves money, HMRC submissions, filing deadlines, or business structure, please verify the current rules apply to your situation. The quickest way to do that is to contact us directly — we are happy to give a straightforward answer to a quick question before you commit to anything.

No accountant-client relationship

Important

Reading this website, downloading a guide, using a calculator, completing the contact form, or attending a free initial discovery call does not create an accountant-client relationship between you and JD Accountancy. That relationship only comes into existence once both parties have signed a formal Engagement Letter setting out the scope of work, fees, and terms. Until that letter is signed, JD Accountancy has no professional duty of care to you in respect of the content you read on this site, and you are not covered by our professional indemnity insurance. If you are unsure whether an engagement is in place, please contact us to confirm.

External links and third parties

This website may contain links to external sites including HMRC, Companies House, software providers such as Xero, and other resources referenced in blog articles. JD Accountancy does not control the content of those external sites, and the presence of a link does not mean we endorse or take responsibility for the information, products, or services found there. External sites have their own terms, privacy policies, and standards. You follow external links and use third-party websites at your own discretion.

Calculators and tools

Any calculators or estimation tools published on this website — such as take-home pay estimators or tax liability guides — are designed to give indicative figures only. They do not account for your full tax position, prior year adjustments, any reliefs or allowances specific to your circumstances, or the precise rules that apply to your business structure. Figures produced by a calculator should not be used to prepare or file tax returns, or to make financial commitments. Specific calculations form part of a formal engagement with the firm, not a website tool.

Limitation of liability

This section relates to liability arising from website content only. Liability for engaged professional services is governed entirely by the signed Engagement Letter between JD Accountancy and the client.

Where a formal engagement is in place, the terms of the signed Engagement Letter govern the firm’s professional liability — not this disclaimer. The section below relates only to losses or decisions arising from reliance on content published on this website by a visitor who has not entered into a formal engagement with JD Accountancy.

What we do not limit

Nothing in this disclaimer limits or excludes our liability for death or personal injury caused by negligence, for fraud or fraudulent misrepresentation, or for any other liability that cannot lawfully be excluded or limited under English law. Those protections remain in full.

What we limit

To the fullest extent permitted by applicable law, JD Accountancy accepts no liability for financial loss, lost business, missed deadlines, penalties, fines, or wasted time arising from a visitor relying on general content published on this website without first engaging the firm formally. Website content is a starting point, not a substitute for professional advice scoped to your situation.

When to engage us properly

If you have a specific situation — a tax return to file, a deadline approaching, a business decision to make, a question about your HMRC position — the right route is to book a free discovery call and, where appropriate, enter into a formal engagement. At that point, the work is governed by our Engagement Letter, your situation is assessed properly, and our professional indemnity cover applies to the advice we give you.

Copyright and content

The content published on this website — including articles, guides, page copy, and downloadable resources — is the property of JD Accountancy or is used under licence. You are welcome to read, share, and link to content with appropriate attribution. Commercial reproduction, republication, or distribution of our content without prior written permission is not permitted. For full terms governing use of website content, please refer to our Terms and Conditions.

Changes to this disclaimer

We may update this disclaimer from time to time to reflect changes in the law, our services, or the content we publish. When we do, the last reviewed date at the top of this page will be updated. Continued use of this website following any update indicates your acceptance of the revised disclaimer.

Questions about this disclaimer

If anything in this disclaimer is unclear, please get in touch — we are happy to explain it in plain English.

For questions specifically about this disclaimer or any other legal document on this site, please email us directly. We aim to respond to all legal queries within five working days.

Legal queries: accounts@jdaccountancy.com — Response within 5 working days
Firm: JD Accountancy
Registered address: Dalton House, 35 Chester Street, Wrexham, LL13 8AH
Companies House